Cartersville

2288 Cartersville Road  |  Cartersville, Virginia 23027  |  Map It

Bryony Gills, Manager  |  bgills@cffc.com | 804-375-9073

Bryony Gills has been with C&F Bank since 2000 and is Branch Manager of our Cartersville branch, where she is supported by a team of customer-focused professionals. She has served in various capacities and at multiple branch locations throughout her tenure with C&F Bank, starting out as a part-time teller while attending Powhatan High School and growing in her various positions from there. Bryony recognized early on that her passion was banking and in getting to know her customers and assisting them with their financial needs.

Bryony is proud to call Powhatan County home, along with her husband and two children. Her interests include spending time with family and friends, enjoying the great outdoors and volunteering within her community.

Lobby Hours
M-F: 9am-5pm
S: 9am-12Noon

Drive-Thru Hours
M-F: 9am-5pm
S: 9am-12Noon

ATM Available

Charlottesville

304 E. Main Street  |  Charlottesville, Virginia 22902  |  Map It

Patrick Lowry, Manager  |  plowry@cffc.com | 434-529-3300

Patrick Lowry joined C&F Bank in 2017 as Branch Manager of our Charlottesville location, where he works with an experienced team of professionals. A graduate of Virginia Commonwealth University's School of Business, he has worked in a number of different capacities throughout his five years of banking experience.

Clients often mention how Patrick genuinely cares about what is best for them and their goals. His goal is to build long-term relationships centered on saving customers money and time, while giving them an enjoyable banking experience.

Patrick has a great number of interests but at the top of the list are his love for family and friends, sports, beer and anything outdoors. Patrick, his wife Katie and their son James love Charlottesville and look forward to continuing to make a positive difference in the community for years to come.

Lobby Hours
M-F: 9am-5pm

ATM Available

Chester

4820 W. Hundred Road  |  Chester, Virginia 23831  |  Map It

Jacob Smith, Manager  |  jsmith@cffc.com | 804-414-1660

Jacob Smith has been with C&F Bank since 2011, and works with a great team of experienced professionals at our Chester branch. He has seven years of financial services experience ranging from banking to cost accounting.

Clients often mention how Jacob frequently goes the extra mile to make sure that transactions run smoothly and that they have what they need to ensure financial wellness.

Jacob is a graduate of Virginia Tech’s Pamplin School of Business. When not rooting for the Hokies, Jacob loves to engage in any sporting competition, promote financial education in his community and spend time with family and friends.

Lobby Hours
M-Th: 9am-5pm
F: 9am-6pm
S: 9am-12Noon

Drive-Thru Hours
M-F: 9am-6pm
S: 9am-12Noon

ATM Available

Cumberland

1422 Anderson Highway  |  Cumberland, Virginia 23040  |  Map It

Deborah Henshaw, Manager  |  dhenshaw@cffc.com | 804-492-5100

Deborah Henshaw has been with C&F Bank since September 2016. Deborah is a graduate of the VBA School of Bank Management and has 27 years of banking experience. She has worked in various aspects of banking from retail to administration. She was away from banking for four years and has been warmly welcomed back to the community she previously served. She enjoys helping clients with their financial options and helping plan for their future.

She couldn’t ask for a better support team in the branch or in operations. She enjoys working with the C&F family and looks forward to a successful future with the bank.

She is married and has two 2 grown sons. In her spare time she enjoys reading, quilting, making greeting cards and volunteering at her church.

Lobby Hours
M-Th: 9am-5pm
F: 9am-6pm
S: 9am-12Noon

Drive-Thru Hours
M-F: 9am-6pm
S: 9am-12Noon

ATM Available

Hampton

1927 C&F Drive  |  Hampton, Virginia 23666  |  Map It

Jordan McCrum, Manager  |  jmccrum@cffc.com | 757-951-1200

Jordan joined C&F Bank in 2017 as Branch Manager of our Hampton location. A graduate of James Madison University, Jordan has spent his entire career in business development. Prior to his 10 years of financial services experience in Hampton Roads and Central Virginia, he served as an executive in radio advertising.

As a child of educators, Jordan approaches finance and banking from an educational perspective. His goal is to equip customers with the knowledge necessary to make the best possible financial decisions to achieve their goals. Jordan believes everyone who banks with C&F, regardless of assets or demographics, has the right to the same level of expertise and financial education from their banker. Whether he is assisting a high school student or a large business owner, Jordan enjoys the experience of finding ways to combine the convenience of technology with the financial guidance that each client needs.

Jordan and his wife Kimberly have a daughter and a son. In his free time, Jordan enjoys carpentry and Redskins football, although these interests rank at a distant second place to spending time with his children.

Lobby Hours
M-Th: 9am-5pm
F: 9am-6pm

Drive-Thru Hours

M-F: 9am-6pm

ATM Available

757-951-1200

Mechanicsville

7021 Mechanicsville Turnpike  |  Mechanicsville, Virginia 23111  |  Map It

Mary Long, Manager  |  mlong@cffccom | 804-569-9776

Mary Long started her banking career over 30 years ago in Central Virginia with one of the large national banks. Her extensive knowledge of the banking industry coupled with her experience working in a variety of financial services roles allows Mary to better serve her clientele by utilizing a unique perspective with a solutions-focused approach.

In 2009, Mary transitioned to C&F bank as an Assistant Vice President and Branch Manager, with a focus on building relationships with individuals and small businesses throughout the Richmond market. She attributes her interest in working at C&F to the bank’s financial strength and integrity, as well as the high level of dedication exhibited by her fellow co-workers. At C&F, Mary’s success is a result of her work ethic, placing her customer’s needs first, and offering transparency with each encounter.

Mary lives in Richmond with her husband, Bill. Outside of work, she spends her time with family and friends and enjoys traveling.

Lobby Hours
M-Th: 9am-5pm
F: 9am-6pm
S: 9am-12Noon

Drive-Thru Hours
M-F: 8:30am-6pm
S: 9am-12Noon

ATM Available

Middlesex

2608 General Puller Highway P.O. Box 464  |  Saluda, Virginia 23149  |  Map It

Elizabeth Faudree, Manager  |  efaudree@cffc.com | 804-758-3641

Elizabeth Faudree joined C&F Bank in October 2002 as Vice President and Branch Manager of the Middlesex branch. She has 35 years of banking experience in positions ranging from teller, collections agent, and compliance officer to her current position as loan officer and branch manager.

A graduate of the Braxton School of Business and the Virginia Bankers School of Bank Management at the University of Virginia, Elizabeth has a passion for lending. Her favorite part of her job is assisting people in reaching their dreams, whether it be purchasing their first home or recovering from a financial setback. She takes pride in the relationships she has established over the years.

Active in her community, Elizabeth enjoys serving in various capacities with the Kiwanis Club of Middlesex, Urbanna Oyster Festival, Urbanna Business Association and Urbanna United Methodist Church. Elizabeth and her husband Eric have two children, Courtney and Travis. In addition to spending time with her family, she enjoys reading and the beach.

Lobby Hours
M-Th: 9am-5pm
F: 9am-6pm
S: 9am-12Noon

Drive-Thru Hours
M-F: 7:30am-6pm
S: 9am-12Noon

ATM Available

Midlothian-Alverser

1400 Alverser Drive  |  Midlothian, Virginia 23113  |  Map It

Jane Wagner, Manager  |  jwagner@cffc.com | 804-378-0332

Jane Wagner is C&F’s Assistant Vice President and Branch Manager for locations in Alverser and Bellgrade. She has been with the bank since August 2014.

Jane began her career in 1984 as a teller with Suburban Bank in Richmond, Virginia before moving her way up to Branch Manager/Commercial Lender with Citizens Bank & Trust. In 2005, she joined the Bank of Virginia where she continued to grow her career. Today she oversees day-to-day C&F branch operations, assisting with business development, talent management and customer service. A believer in C&F’s Focus on You promise, she feels strongly about building long-term relationships with current and potential customers.

Jane graduated from the Virginia Bankers School of Bank Management at the University of Virginia in 2012. She currently resides in Chesterfield and enjoys spending time with her family at their river house. She and her husband of 30 years have two sons, a daughter-in-law and identical twin grandsons.

Lobby Hours
M-F: 9am-5pm

Drive-Thru Hours
M-F: 9am-6pm

ATM Available

Midlothian-Bellgrade

2500 Promenade Parkway  |  Midlothian, Virginia 23113  |  Map It

Jessica Hoskins, Assistant Manager  |  jhoskins@cffc.com | 804-897-9370

Lobby Hours
M-F: 9am-5pm

Drive-Thru Hours
M-F: 9am-6pm

ATM Available

Midlothian-Brandermill

4901 Millridge Parkway  |  Midlothian, Virginia 23112  |  Map It

Maurice Dixon, Manager  |  mdixon@cffc.com | 804-744-1784

Maurice Dixon has served as Branch Manager at C&F Bank’s Brandermill branch since 2013. He previously spent more than 10 years in retail bank management, directing a strong sales force and lending for a large national bank. His decision to join C& F Bank was due solely to the company’s customer focus and financial strength. Fitting right in with C&F’s brand promise, Focused on You, Maurice’s main focus is to help clients achieve their financial goals.

Maurice enjoys offering solid recommendations and lending options to both business and retail clients. His streamlined approach to banking via banking analysis and debt consolidation has not only helped countless customers but has changed their lives for the better.

A proud native of St. Thomas in the U. S. Virgin Islands, Maurice moved to Richmond, Virginia in 1997 after graduating from the University of Virgin Islands with a B.S. in economics and a minor in history. From a very young age, he has always had a love for finance and banking, loaning money to his siblings prior to learning the concept of interest or rate of return. Maurice and his wife Joan have two children, Ethan and Zoey. Away from work, he enjoys spending time with family and friends, being outdoors and sharing his love of fishing with his son.

Lobby Hours
M-Th: 9am-5pm
F: 9am-6pm
S: 9am-12Noon

Drive-Thru Hours
M-F: 9am-6pm
S: 9am-12Noon

ATM Available

Midlothian-Midlothian Turnpike

13200 Midlothian Turnpike  |  Midlothian, Virginia 23113  |  Map It

Jenni Willner, Manager | jwillner@cffc.com | 434-529-3300

With 13 years of banking experience, Jenni Willner has been with C&F Bank since 2009.

Jenni focuses on assisting small businesses with achieving their full potential. She is passionate about her involvement in the Charlottesville area and strives to grow personal and business relationships.

Jenni is a devoted mother. When not serving clients, she enjoys watching movies and spending time with family and friends.

Lobby Hours
M-Th: 9am-5pm
F: 9am-6pm
S: 9am-12Noon

Drive-Thru Hours
M-F: 9am-6pm
S: 9am-12Noon

ATM Available

Newport News-City Center

698 Town Center Drive  |  Newport News, Virginia 23606  |  Map It

Eric Floyd, Manager  |  efloyd@cffc.com | 757-596-4775

Eric Floyd joined C&F Bank in 2013 as a Branch Manager for retail banking in the Peninsula market. Previously, he spent four years learning the banking industry and building relationships in Williamsburg for a local community bank. He is focused on building banking relationships with business customers, but also has a strong background and dedication to consumer banking. Eric specializes in account relationship management, as well as consumer and business lending. His main goal is to build strong partnerships with his clients, in order to be an asset to meeting their needs and helping them achieve their goals. He enjoys the opportunity to meet clients who are eager to obtain financial wellness.

A true local, Eric graduated from Denbigh High School before studying architecture at Hampton University. A Hampton area resident since 1999, Eric currently serves on the Virginia Peninsula Chamber of Commerce Ambassador Committee, where he is focused on growing businesses and connecting them to greater opportunities.

Eric and his wife Amanda have three sons: Tristian, Ashtyn, and Hayden. Away from work, Eric enjoys spending time with his family and friends, playing sports, and serving as a mentor to local youth groups.

Lobby Hours
M-F: 9am-5pm

Norge

7534 Richmond Road P.O. Box 321 |  Norge, Virginia 23127  |  Map It

Taryn Haden, Manager  |  thaden@cffc.com | 757-564-8114

Taryn Haden is Vice President and Branch Manager of the Norge office at C&F Bank. A graduate of the Virginia Bankers School of Bank Management at UVA with more than 15 years of banking experience, Taryn enjoys providing lending solutions. She also offers extensive expertise in personal banking, business banking, money management and financial analysis. Exemplifying a high level of integrity, her primary focus is to provide consumers and business owners with the right answers to fit their needs, specific to banking and beyond.

Originally from the Williamsburg/Toano area, Taryn serves on the Board of Directors for Williamsburg Memorial Park and is a well-known partner and volunteer within the community. Married with two boys, she is an active baseball mom and enjoys riding motorcycles, attending concerts and saving turtles!

Lobby Hours
M-Th: 9am-5pm
F: 9am-6pm
S: 9am-12Noon

Drive-Thru Hours
M-F: 8:30am-6pm
S: 9am-12Noon

ATM Available

Powhatan

2351 Anderson Highway  |  Powhatan, Virginia 23139  |  Map It

David Younce, Manager  |  dyounce@cffc.com | 804-403-2070

David Younce is currently Assistant Vice President and Powhatan Branch Manager for C&F Bank. When David joined C&F in 2012, he was tasked with managing the smallest branch. Today he manages the largest branch in transaction and customer base within the C&F family.

David brings with him a wealth of experience in retail banking and financial services, having served in various capacities and locations across the United States over the past 18 years, including positions with Bank of America in Orlando and Washington Mutual in Southern California. With expertise in consumer lending, small business lending, and retail banking, David’s primary goal is to help others meet their financial goals.

Born in Cherry Point, North Carolina, David relocated to Central Virginia in 2009. He currently resides in Chesterfield with his wife and son.

Lobby Hours
M-Th: 9am-5pm
F: 9am-6pm
S: 9am-12Noon

Drive-Thru Hours
M-F: 8am-6pm
S: 9am-12Noon

ATM Available

Providence Forge

3501 N. Courthouse Road P.O. Box 397  |  Providence Forge, Virginia 23140  |  Map It

Jim King, Manager  |  jking@cffc.com | 804-966-2264

Jim King has been with C&F Bank since 1988 as a Branch Manager and Lender. Soon after opening the Longhill Road branch, he transferred to Providence Forge. Prior to joining C&F Bank, Jim worked with United Virginia Bank of Williamsburg (now SunTrust) for over 13 years acquiring knowledge in the dealer finance division and collection loan department while making consumer, mortgage, and commercial loans in the retail branch system. Jim left UVB/W to open the Williamsburg branch of Fort Eustis Federal Credit Union (now First Advantage Credit Union) where he worked for three years.

Jim’s decision to come to C&F Bank was based on his past experience with the bank, believing that the name Citizens and Farmers Bank was synonymous with great customer service. As a teenager many years before, he inquired about his first car loan at the West Point branch and remembers being asked, “Who’s your daddy, boy?” While that wouldn’t be acceptable now, in those days if the Bank had an idea that you would pay and knew something about you or your parents, they would take a chance on you.

Jim enjoys helping both commercial and consumer customers meet their financial goals. He has two children, a son and daughter, and three grandsons. Jim enjoys spending time with family, and hunts and fishes whenever possible.

Lobby Hours
M-Th: 9am-5pm
F: 9am-6pm
S: 9am-12Noon

Drive-Thru Hours
M-F: 7:30am-6pm
S: 9am-12Noon

ATM Available

Quinton

2580 New Kent Highway  |  Quinton, Virginia 23141  |  Map It

Don Hillbish, Manager  |  dhillbish@cffc.com | 804-932-4383

With 15 years of financial services experience ranging from credit card call centers to branch banking operations, Don Hillbish has been with C&F Bank since 2011.

Don’s clients often mention his warmth and friendliness, tenacity in problem solving, and his genuine desire to help others. He is supported by a team of dedicated branch employees as well as teammates in credit, deposits, and technology, enabling him to provide a full-spectrum banking experience for any customer.

A graduate of the University of Richmond’s Jepson School of Leadership Studies, Don is currently pursuing a master’s degree in finance at Virginia Commonwealth University. Besides his passion for teamwork and leadership, his focus is on working with small and mid-size businesses to assist them in achieving their full potential.

A devoted husband and father, Don enjoys reading, playing sports, learning new things, and spending time with his family and friends.

Lobby Hours
M-Th: 9am-5pm
F: 9am-6pm
S: 9am-12Noon

Drive-Thru Hours
M-F: 7:30am-6pm
S: 9am-12Noon

ATM Available

Richmond-Commercial Lending

4701 Cox Road, Suite 160  |  Glen Allen, Virginia 23060  |  Map It

There are no tellers at this location for check cashing.

Lobby Hours
M-F: 8:30am-5pm

Richmond-Patterson

12308 Patterson Avenue  |  Richmond, Virginia 23238  |  Map It

Mary Schoenfelder |  mschoenfelder@cffc.com | 804-672-4077

Mary Schoenfelder is Vice President and Branch Manager of the Patterson Avenue Office in Richmond.  Mary has served as branch manager and outside business development of our Varina and Chester branches.  She has been a member of NEW (National Association of Enterprising Women) for 8 years. She was a member of Southside Business Resources for 6 years where she also served as president. Mary also served as a Rotarian for the Hopewell chapter for 9 years. She looks for many opportunities to network within the Richmond, Chesterfield and Tri-Cities. She enjoys meeting and helping all consumer and small business clients with their financial goals. Mary offers extensive expertise in personal banking, business banking, money management and financial analysis and has more than 20 years’ experience in the retail banking sector.  She has been with C&F Bank since 2009.

Mary is a native of the Chesterfield community and currently resides in Prince George County.  In her spare time, she enjoys spending time outdoors with her family. 
Mary is a very loyal, dedicated and proactive advisor who has a servant mentality in helping her clients sleep better at night by eliminating obstacles and achieving their financial goals.

Lobby Hours
M-Fh: 9am-5pm

Drive-Thru Hours
M-F: 9am-5pm

ATM Available

Richmond-Varina

2651 New Market Road  |  Richmond, Virginia 23231  |  Map It

Jamal Hasan, Manager  |  jhasan@cffc.com | 804-795-7000

Jamal Hasan has been with C&F Bank since 2016, and works with an outstanding group of professionals that are “Focused on You” at our Varina Branch. He has over 11 years of banking and finance experience ranging from financial insurance /investment consulting to consumer and business lending as well as private banking.

Jamal has a special passion for helping his client’s succeed financially and loves to take the time to help them get on a budget and get control of their debt. Jamal and the Varina team are always excited to see their clients and provide an exceptional customer experience.

Jamal loves spending time with friends and family and when he isn’t with them, can be found reading, writing, fishing and honing his martial arts skills!

Lobby Hours
M-Th: 9am-5pm
F: 9am-6pm
S: 9am-12Noon

Drive-Thru Hours
M-F: 8:30am-6pm
S: 9am-12Noon

ATM Available

Richmond-Wellesley

3490 Lauderdale Drive  |  Richmond, Virginia 23233  |  Map It

Sherelle Anderson, Manager  |  sanderson@cffc.com | 804-364-6200

Sherelle Anderson has been with C&F Bank since May 2016 serving as Vice President and Branch Manager at the Wellesley office.

With 22 years of banking experience, Sherelle’s main focus is to establish lasting relationships with her customers, business partners and colleagues by helping them reach a wide range of financial wellness goals.

Sherelle currently lives in Moseley, Virginia, with her husband Doug. They have three amazing sons, Doug, Darius and Dorian. Two of her sons have followed her footsteps in the financial industry and her youngest is a U.S. Marine. In her free time, Sherelle enjoys cooking, traveling, and spending quality time with family and friends.

Lobby Hours
M-F: 9am-5pm

Drive-Thru Hours
M-F: 9am-6pm

ATM Available

Richmond-West Broad

8001 West Broad Street  |  Richmond, Virginia 23294  |  Map It

Bina Doshi, Manager  |  bdoshi@cffc.com | 804-290-0402

As a Branch Manager with C&F Bank at West Broad Street since May 2011, Bina’s responsibilities include planning and implementing C&F operational compliance, sales practices and delivery of the C&F brand. With over 20 years of banking experience, she is a personable and highly ethical individual who desired to join C&F in order to be customer focused.

Representative of authentic community banking, Bina’s goals are to establish long relationships with consumer and business customers, educate the customer, and meet their banking needs. Her ability to pay attention to detail, prioritize and multitask makes her a strong branch manager.

Bina was born in Bombay, India, where she graduated from Bombay University with a bachelor’s degree in economics. She loves to travel, meet new people and learn about their customs and cultures. Her hobbies include playing tennis and spending time with family.

Lobby Hours
M-Th: 9am-5pm
F: 9am-6pm
S: 9am-12Noon

Drive-Thru Hours
M-F: 9am-6pm
S: 9am-12Noon

ATM Available

Sandston

100 E. Williamsburg Road  |  Sandston, Virginia 23150  |  Map It

Natalee Bolton, Manager  |  nbolton@cffc.com | 804-737-7005

Natalee has been with C&F Bank since 2016. With over 15 years in the banking industry and a bachelor’s degree in business management, she serves as Assistant Vice President and Branch Manager at our Sandston office.

Having always been on the front lines with customers, Natalee’s focus is to deepen her relationship with the community she serves, alongside a great team of service-minded representatives. She serves as a board member for the Chickahominy YMCA, a member of the Rotary Club of Sandston, a development committee member for Bizworks, and an avid volunteer for Junior Achievement of Virginia.

Born in Texas, Natalee was transplanted to Virginia by her career in 2006. She has made Richmond her home and resides in the city with her husband and two young sons. Outside of work, she can be found enjoying the outdoors or teaching fitness classes.

Lobby Hours
M-Th: 9am-5pm
F: 9am-6pm
S: 9am-12Noon

Drive-Thru Hours
M-F: 9am-6pm
S: 9am-12Noon

ATM Available

Toano-Operations Offices

3600 La Grange Parkway  |  Toano, Virginia 23168  |  Map It

There are no tellers at this location for check cashing.

Lobby Hours
M-F: 8:30am-5pm

West Point-14th Street

415 14th Street  |  West Point, Virginia 23181  |  Map It

Bethany Bajsert  |  bbajsert@cffc.com | 804-843-2708

Bethany Bajsert is Assistant Vice President and Branch Manager for the 14th Street and Main Street branches at C&F Bank. The Main Street branch serves as the bank's main office. Since beginning her career with the bank seven years ago as a Professional Teller, she has taken responsibility for her professional development and advanced to her current role.

Offering banking expertise with a real and understandable approach, Bethany enjoys helping people achieve the goal of financial wellness. Her customers frequently compliment her warmth and care for others. Because she recognizes that every individual or family has different needs, she listens carefully and builds rapport with her clients before building and implementing a plan of action.

Bethany is committed to education and is currently enrolled in programs at the Virginia Bankers School of Bank Management at UVA and Liberty University in pursuit of her Bachelor of Science in business management with a focus on finance.
Bethany is a mother of three and wife to a future pharmacist. She enjoys planning and coordinating events for friends and family to celebrate special occasions. When she is not serving her customers or studying for school, she enjoys day trips with her family, traveling, football and cooking.

Lobby Hours
M-Th: 9am-5pm
F: 9am-6pm
S: 9am-12Noon

Drive-Thru Hours
M-F: 7:30am-6pm
S: 9am-12Noon

ATM Available

West Point-Main Street

802 Main Street  |  West Point, Virginia 23181  |  Map It

Bethany Bajsert, Manager  |  bbajsert@cffc.com | 804-843-7001

Bethany Bajsert is Assistant Vice President and Branch Manager for the 14th Street and Main Street branches at C&F Bank. The Main Street branch serves as the bank's main office. Since beginning her career with the bank seven years ago as a Professional Teller, she has taken responsibility for her professional development and advanced to her current role.

Offering banking expertise with a real and understandable approach, Bethany enjoys helping people achieve the goal of financial wellness. Her customers frequently compliment her warmth and care for others. Because she recognizes that every individual or family has different needs, she listens carefully and builds rapport with her clients before building and implementing a plan of action.

Bethany is committed to education and is currently enrolled in programs at the Virginia Bankers School of Bank Management at UVA and Liberty University in pursuit of her Bachelor of Science in business management with a focus on finance.
Bethany is a mother of three and wife to a future pharmacist. She enjoys planning and coordinating events for friends and family to celebrate special occasions. When she is not serving her customers or studying for school, she enjoys day trips with her family, traveling, football and cooking.

Lobby Hours
M-F: 9am-5pm

Williamsburg-Jamestown Road

1167 Jamestown Road  |  Williamsburg, Virginia 23185  |  Map It

Traci Carlson, Manager  |  tcarlson@cffc.com | 757-220-3293

Traci Carlson has been a Branch Manager with C&F Bank since 2012. Previously, she spent three years as a Business Development Officer in the Williamsburg market. Traci continues to support the community through Kiwanis of Toano, March of Dimes and numerous other service commitments, as well as serving as founder of BLING (Business Ladies of Industry Networking Group.)

Traci’s decision to join C&F was fully attributed to the company’s financial strength, customer focus, and employee talent surrounding her to truly be an effective community banker. Traci’s focus is to establish relationships with small businesses in the area that are looking for a true relationship with a banker who offers transparency, high ethical values, and works extremely hard on their behalf. Offering solid advice and lending options to area businesses, she enjoys meeting business owners that have the ambition and opportunity to establish, maintain and grow their business.

Although she is originally from Wisconsin, Traci has lived in Virginia for 25 years, making it her home. She met Peter, her husband of 21 years, in Williamsburg. The couple has two wonderful, educated and independent children, Torun and Gunnar. Away from work, she enjoys spending time with her family and friends, community service, playing on the river and traveling.

Lobby Hours
M-Th: 9am-5pm
F: 9am-6pm
S: 9am-12Noon

Drive-Thru Hours
M-F: 9am-6pm
S: 9am-12Noon

ATM Available

Williamsburg-Longhill Road

4780 Longhill Road  |  Williamsburg, Virginia 23188  |  Map It

Beth Hodges, Manager  |  bhodges@cffc.com | 757-565-0593

Lobby Hours
M-Th: 9am-5pm
F: 9am-6pm

Drive-Thru Hours
M-F: 9am-6pm

ATM Available

Yorktown-Kiln Creek

2800 GW Memorial Highway  |  Yorktown, Virginia 23693  |  Map It

Dorsey Jackson, Manager  |  djackson@cffc.com | 757-952-1190

Dorsey Jackson has been with C&F Bank since March of 2016 and has a total of 12 years of banking experience. A relationship-driven manager with an overwhelming desire to help people reach their financial goals, he is often commended for making his customers feel at home when they enter the branch or interact with his employees. He believes strongly about working with local small businesses and helping them reach their full growth potential.

A graduate of Longwood University, Dorsey received a bachelor’s degree in business administration with a concentration in marketing. Dorsey is also a devoted family man who enjoys soccer, traveling and watching old movies.

Lobby Hours
M-Th: 9am-5pm
F: 9am-6pm
S: 9am-12Noon

Drive-Thru Hours
M-F: 9am-6pm
S: 9am-12Noon

ATM Available

Mark Eggleston,
Regional President

Williamsburg-Peninsula/Richmond  |  meggleston@cffc.com | 757-941-1731

Mark J. Eggleston, Regional President of C&F Bank, has over 18 years of business banking experience in the Greater Williamsburg, Peninsula and Gloucester markets. He specializes in real estate finance, commercial real estate development, commercial term debt, lines of credit, equipment, small business loans, and private banking.

Mark believes in providing innovative and customized financial solutions for each individual or business, enabling them to reach their financial objectives. By focusing on the individual, the community as a whole benefits from the business’s successes.

Mark holds a BSBA degree with a concentration in finance from Christopher Newport University. He is also a graduate of the University of Virginia’s School of Bank Management, and East Carolina University’s RMA Commercial Lending School and Commercial Real Estate Lending School.

He currently serves on the Board of Directors for Williamsburg Area Meals on Wheels, formerly served on the boards of Housing Partnerships, Inc. and CNU Alumni, and served as Treasurer for PASHN.

Mark resides in Williamsburg with his lovely wife Dina and son, Mason. When he is not in the office, he enjoys golfing, boating, and spending time with family and friends.

William Krebs,
Regional President

Charlottesville  |  wkrebs@cffc.com | 434-529-3301

William V. Krebs, Jr. is the Regional President of the Charlottesville market for C&F Bank. William has over 20 years of experience in real estate finance and banking, working most recently for Fulton Bank as the City Executive and Senior Vice President of the Charlottesville market for the last 10 years.

William’s core business philosophy revolves around relationship banking, integrity and becoming a key advisor and asset for many of his new and long-term clients. He specializes in income-producing multi-family, CRE, OORE, Historic and LITC tax credit transactions as well as A&D and builder facilities for A-level clients.

A graduate of the University of Virginia and 25-year resident of Charlottesville, William is extremely active in the University of Virginia Children’s Hospital and Charlottesville Day School. He also formerly held a Series 7 & 63 financial license.

William and Mollie, his wife of 17 years, have two daughters, Sarah Frances and Ballard. In his free time, he is an avid golfer, bird hunter, and girls’ lacrosse coach for the last eight years and enjoys spending time with family, friends and clients.

Henry Singleton,
Senior Relationship Manager

Peninsula  |  hsingleton@cffc.com | 757-596-1047

Henry Singleton is the Peninsula Senior Executive with C&F Bank, possessing over 35 years banking experience on the Peninsula with various banks including First American, United Virginia/Crestar/SunTrust, Central Fidelity/Wachovia/Wells Fargo and Resource/Fulton Bank. He offers a range of experience in real estate, C&I lending and business development.

Henry has an associate degree from Thomas Nelson Community College and attended the University of Kentucky and Christopher Newport University. A disabled veteran, he served in the Air Force during the Vietnam War. He has served on numerous local and state boards and is currently on the local Peninsula Builders Association Board of Directors as well as the Virginia State Builders Association Board of Directors.

Henry has been married to his lovely and patient wife Jill for 43 years. They reside in Williamsburg and have two daughters and four grandchildren. Henry’s hobbies include golf, hunting and sport clays.

Tracy Pendleton,
First Vice President

Greater Richmond Metro  |  tpendleton@cffc.com | 804-795-7706

Tracy E. Pendleton has been a lender with C&F Bank for 28 years and brings 35 years of banking experience to the team. As a First Vice President, Tracy stays engaged within his market area of Henrico, Hanover and New Kent Counties through involvement in community business associations and leadership service within local nonprofit organizations.

Experienced and knowledgeable, he delivers proven lending results in areas including commercial real estate financing, loans and lines of credit to commercial and industrial companies, equipment and working capital loans, and all other business borrowing needs. Tracy is eager to help customers with every stage of financial needs, from a review of finances through financing approval and ongoing assessments.

A graduate of the Virginia Bankers School of Bank Management, Tracy serves on the Board of Directors for the Baptist Extension Board and is an active member of the Sandston Rotary Club. Tracy is the proud father of two daughters, Mallory and Abby, and enjoys motorcycle riding, playing and listening to live music, mountain biking and hiking.

Matt Ohlschlager,
Senior Relationship Manager

Greater Richmond Metro  |  mohlschlager@cffc.com | 804-955-4710

Matt Ohlschlager is a Vice President and Senior Relationship Manager for real estate banking in the Greater Richmond market. He focuses on banking relationships with residential homebuilders and developers, as well as multi-family and commercial investment property developers.

Previously Matt spent six years with C&F Bank in credit underwriting, special assets, and real estate banking roles before leaving in 2012 to work in land acquisition and financing for Main Street Homes, a C&F Bank client, and leading home builder and developer in Richmond. While at Main Street Homes, he focused on sourcing finished lot inventory for home building and raw land for development. Additionally he was responsible for assessing the capital structure on land deals working directly with banks to obtain debt financing and with private investors to raise equity. His other responsibilities included performing market feasibility studies, financial modeling, and economic due diligence on land acquisitions.

In March of 2014, Matt rejoined C&F Bank as a Senior Relationship Manager. With 13 years of combined banking and real estate experience, he holds an undergraduate degree in economics from the University of Virginia, and an MBA in real estate from Virginia Commonwealth University.

Matt and his wife, Ashley, have two girls, Lily and Emma. He and his family reside in New Kent, Virginia and are active members at their church, where he recently served as chair of the finance committee and his wife directed the youth ministry. While not at work, he spends most of his time with family and friends, including attending Lily and Emma’s gymnastics and swim meets, in addition to fishing, boating, and golfing.

Arnold Blackmon,
Senior Relationship Manager

Greater Richmond Metro  |  ablackmon@cffc.com | 804-955-4714

Arnold Blackmon serves as Senior Commercial Relationship Manager at C&F with his primary role focused on commercial clients throughout the Bank’s various markets. He has more than 25 years of senior management, leadership and sales experience in the financial services industry.

Experienced and knowledgeable in working capital facilities, equipment financing, owner occupied real estate, commercial and residential acquisition, development and construction financing, treasury management services & financial analysis, Arnold is eager to assist with all stages of clients’ overall strategic growth plans, including financial needs utilizing all types of bank debt financing.

Arnold is a graduate of The Citadel and member of the Homebuilders Association of Richmond and Greater Richmond Area Commercial Real Estate Association. He has also been active in Tuckahoe Little League, the United Way and Habitat for Humanity. Arnold resides in Richmond with his family and enjoys boating, hunting, and fishing.

Mike Gasiorowski,
Relationship Manager

Greater Richmond Metro  |  mgasiorowski@cffc.com | 804-419-1749

Mike Gasiorowski has been a Commercial Relationship Manager with C&F Bank since 2012. He previously spent eight years learning the banking industry and lending throughout the Chesterfield community for a local community bank. His decision to join C&F was based on the company’s financial strength, customer focus, and employee talent surrounding him. Mike's main focus is to establish relationships with commercial and industrial businesses in the area that are looking for a true relationship with a banker who offers transparency, high ethical values, and works extremely hard on their behalf. His goal is to offer solid advice and lending options to businesses that have a financing need surrounding working capital and asset based lines of credit, owner-occupied and investment RE loans, and equipment loans.

Mike is a proud native of Chesterfield, Virginia, where he enjoys meeting local business owners that have the ambition and opportunity to establish, maintain and grow their businesses. Mike received his B.S. in finance from Liberty University, where he also met his lovely wife Christy. The couple has two wonderful and lively children Jack and Ella. An avid hunter, Mike enjoys spending time with his family and friends, being outdoors, coaching his son's baseball team and playing softball.

Tim Jones,
Relationship Manager

Greater Richmond Metro  |  tjones@cffc.com | 757-941-1732

Tim Jones is an Assistant Vice President and Commercial Relationship Manager with C&F Bank. He specializes in banking relationships with residential homebuilders and developers, as well as commercial investment property managers and developers.

Tim joined the C&F team in 2010, where he started his banking career in commercial credit underwriting and portfolio management, with a focus on real estate lending. He has a strong attention for detail and works hard to build productive relationships with his clients. He is also an associate member of the Homebuilding Association of Richmond.

A resident of Richmond, Tim is also a graduate of Virginia Tech’s Pamplin College of Business, where he earned his bachelor’s degree in management. Outside of work, he enjoys golf, basketball, snowboarding, playing music, and spending time with family and friends.

Walter Cart,
Relationship Manager

Powhatan/Greater Richmond Metro  |  wcart@cffc.com | 804-403-2099

A lender with C&F Bank for 12 years, Walter M. Cart, Jr. brings 25 years of banking experience to the team. As a Vice President and Commercial Relationship Manager, Walter stays engaged within his market area of Powhatan, Cumberland, Amelia and Chesterfield Counties through involvement in community business associations and leadership service within local nonprofit organizations.

Experienced and knowledgeable, Walter delivers proven lending results in areas including commercial real estate financing, loans and lines of credit to commercial and industrial companies, equipment and working capital loans, and all other business borrowing needs. Walter is eager to help you with every stage of your financial needs, from a review of finances through financing approval and ongoing assessments.

Walter is a graduate of the Stonier Graduate School of Banking at the University of Delaware and serves on the Board of Directors for the Patrick Henry Memorial Foundation. He is a former member of the Powhatan Chamber of Commerce, Powhatan Rotary Club and American Red Cross. The proud father of two daughters, (Eliza and Eleanor) and one son (Walter Henry), he enjoys horses, farming, historic preservation and hunting.

Elaine Burns,
Assistant Vice President

Greater Richmond Metro  |  eburns@cffc.com | 804-403-2112

Elaine Burns has been with C&F Bank since 2014 as a Commercial Relationship Manager and Assistant Vice President. With more than 40 years of experience in the banking industry, Elaine began her career as a teller with Virginia National Bank and served Central Virginia Bank for 18 years before joining C&F.

Her extensive background in community banking has given Elaine a diverse array of expertise in retail banking, mortgage lending, branch management, loan operation processing and management, special assets, portfolio management, and real estate lending to include builder lines of credit and residential property.

Elaine is passionate about her customers and strives to maintain ongoing relationships with them. She is honored that some of her current clients have banked with her for more than 30 years.

A native of Southwest Virginia, Elaine currently resides in Chesterfield County with her husband Jim. In her free time, she enjoys reading and traveling to spend time with her family.

Scott McNeill,
Relationship Manager

Peninsula  |  smcneill@cffc.com | 757-596-1046

A Vice President and Commercial Relationship Manager with C&F Bank, Scott McNeill has over 10 years of experience in the financial services industry working in private banking in Santa Monica, California; private equity in Manhattan, New York; and owning his own business in Virginia Beach.

Scott strongly believes in a partnership between himself and his clients with both working towards a common goal of making the bank and the client ultra-successful.

Scott graduated with an economics degree from Drew University in Madison, New Jersey, where he also played baseball, worked for the Finance Department, Endowment Committee, and Budget Committee. Scott is a member of HRAcre and donates his efforts to the First Tee of the Peninsula. He lives in Williamsburg where he enjoys playing golf and being around friends and family.

Brad Bonney,
Relationship Manager

Williamsburg  |  bbonney@cffc.com | 757-941-1732

Brad Bonney is an Assistant Vice President and Commercial Relationship Manager with C&F Bank. He specializes in C&I, CRE and A&D lending. His goal is to create long-term trusted relationships with his clients and become an asset for all of their business needs.

Brad joined the C&F team in 2013, where he worked on the commercial credit underwriting team. Prior to joining the Bank, he worked in real estate construction and development. He is a graduate of Virginia Commonwealth University in Richmond, VA where he earned a Bachelor of Science and a MBA. Brad resides in Williamsburg with his wife, Caitlin, and they enjoy traveling together, spending time on the James River and hiking the Blue Ridge mountains whenever possible.

Christopher Spillare,
Treasurer

cspillare@cffc.com | 757-741-2243

Christopher A. Spillare is a Senior Vice President and Treasurer with C&F Bank, responsible for overall liquidity, interest rate risk and balance sheet management. Additionally, he leads C&F Bank’s Treasury Solutions Department, a division of C&F Bank focused on treasury management and deposit services for commercial and small business customers.

Chris has over 20 years of banking experience, including becoming C&F Bank’s first Treasurer in 2007. He earned a Bachelor of Science in finance from the Pamplin College of Business at Virginia Tech and a Master of Business Administration from the Goizueta Business School at Emory University. He is a Chartered Financial Analyst (CFA) charterholder and holds the Certified Treasury Professional (CTP) designation.

Anita Hazelwood,
Treasury Solutions Consultant

ahazelwood@cffc.com | 757-741-2227

Anita Hazelwood is a Vice President and Treasury Solutions Consultant with C&F Bank. Her expertise is working with municipalities and corporate businesses as an advisor recommending treasury products and services to meet their business needs. She is a dedicated treasury management partner focused on the client’s needs through active listening, attention to detail and willingness to find creative solutions for businesses treasury solutions needs.

With over 30 years of banking experience at C&F Bank in business and retail banking, consumer and commercial lending, and merchant and credit card portfolio management to include marketing, risk management, systems and operations, Anita is proud of the financial strength and customer focus which C&F Bank espouses.

Anita holds certification of completion from RMA Commercial Lending School at East Carolina University in Greenville, North Carolina along with additional certifications of continuing professional studies at local community colleges. She is a member of the Association of Financial Professionals.

A native of the Hampton Roads region in southeast Virginia, Anita resides in James City County with her husband, their three dogs and one cat. She enjoys trips to the mountains and the beach, enjoying good food and conversation with family and friends, and gardening.

Lauren Radabaugh,
Treasury Solutions Consultant

lradabaugh@cffc.com | 757-741-2244

Assistant Vice President and Treasury Solutions Consultant Lauren Radabaugh has served in a variety of roles since joining C&F Bank in 1999, including branch management and support, training, operations and audit. Lauren is responsible for acquiring new small business treasury management relationships as well as developing existing relationships through C&F Bank’s retail branch network. Her mantra is to provide solutions and efficiencies to business owners, enabling them to spend more time growing business and less time behind the scenes managing day-to-day operations. Lauren enjoys finding customized solutions and products that increase productivity and revenues.

Lauren attended Virginia Commonwealth University where she studied business administration and psychology. A native of Middlesex County, she is very active in her community, earning recognition as the 2014 Middlesex County Public Schools Navigator of the Year. In addition, she was the recipient of the 2013 C&F Gives Back Breakthrough Award for community service.

Lauren also volunteers for the following organizations: Middlesex Colts Youth Football & Cheerleading Organization, Middlesex High School Athletic Boosters Club, Middlesex High School Syd Thrift Athletic Complex Alumni Association, and St. Clare Walker Middle School and Middlesex High School Technology Student Associations.

In her free time, Lauren has fun traveling and experiencing new activities with family and friends. You can expect her sideline cheering to be among the loudest at sports events and academic competitions, whether local or professional, but especially when her twin teenage sons are competing.

Mary Moniz,
Treasury Solutions Consultant

Mmoniz@cffc.com | 757-741-2244

Mary Moniz is a Treasury Solutions Consultant with C&F Bank, responsible for acquiring new commercial treasury management relationships and developing existing relationships in the Richmond market. Passionate about helping businesses save time and money, she is committed to providing an outstanding customer experience while delivering only the most appropriate banking solutions to her clients.

Mary is based in C&F Bank’s Richmond regional office at the Innsbrook Corporate Center in Glen Allen, Virginia. The majority of her 24 years of banking experience have been spent working directly with businesses in the Richmond market. She has worked in a variety of business banking roles, including business banking, dealer finance, merchant services and treasury management.

A resident of Midlothian, Mary is active in her community. In her free time she enjoys spending time with her family.

Paula Dean,
Account Manager

pdean@cffc.com | 757-741-2244

Paula Dean is an Assistant Vice President and Treasury Solutions Account Manager with C&F Bank. She has gained vast expertise during 30 years in various departments throughout C&F including marketing, risk management, systems, compliance, operations and retail banking. In 2012, she joined the Treasury Solutions team as an Account Manager.

With a total focus on her clients, Paula is determined to help businesses find solutions through strategic abstract thinking and attention to detail. She excels at becoming a partner and advocate for business owners, concentrating on building relationships with customers to identify opportunities and assist in building efficiencies as a trusted partner.

Paula’s work and life experiences have provided her the ability to work with various clients, making her a resource they seek for guidance and ongoing support. In her free time, she enjoys traveling, adventure, and spending time with family and friends.

Bobbie Washington,
Account Manager

bwashington@cffc.com | 757-741-2244

Bobbie Washington is an Assistant Vice President and Treasury Solutions Account Manager at C&F Bank. She is a client-focused teammate, responsible for servicing treasury management relationships for implementation, training, and ongoing support of treasury products.

Bobbie earned a Bachelor of Science in business administration from Old Dominion University. In the banking industry for over 25 years, she has served in accounting, branch operations, deposits and electronic banking and treasury solutions. An Accredited ACH Professional (AAP) and Certified Treasury Professional (CTP), Bobbie is passionate about treasury products and draws from her experience and expertise to find solutions for clients.

Raised in Norfolk, Virginia, Bobbie has spent the last 17 years residing in Hampton, where she enjoys spending time with her son, her family and her friends. She also enjoys participating in community service, nature walks and traveling.