Certificates of Deposit

C&F Bank’s certificates of deposit (CDs) give you flexible terms and competitive rates with automatic renewal services. Enjoy a fixed rate of interest with flexible terms from 1 – 72 months.

grandparents with two kids
Competitive interest rates
Flexible Terms
Automatic Renewal

Increase your Certificate of Deposit return with CD Laddering!

Ladder the terms on your CD's and maximize your total return - See the example below to understand how CD Laddering works!

  • Open an Investors Choice CD and receive the current listed rate
  • Open an Investors Choice CD and a 32-month CD and receive a .05% increase on the current rate listed on the 32-month CD
  • Open an Investors Choice CD, a 32-month CD, and a 60-month CD and receive a .10% increase on both the current 32 and 60 month listed rates

All increases are added to the current C&F Bank board rates for the 32-month and 60-month CD rates. There may be a penalty for early withdrawal and this offer is subject to change without notice.

Additional Features Include:

  • Flexible terms and competitive interest rates
  • Higher rates for compounding or auto credit to another C&F checking or savings account
  • Interest paid by check, auto credit to another account or compounded quarterly to the certificate
  • Automatic renewal
  • Accessible through online banking and C&F Mobile Banking
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