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C&F Bank has served Virginians for over 90 yearsIn 1927, our founders recognized the need for a strong, solid financial institution that would serve the community. Today we are one of the premier community banks in the country. In a time when many financial institutions are being acquired and merged, we are still here. We are large enough to stand on our own but small enough to know you by name when you come in to see us. C&F Bank currently operates 31 branches across Virginia. Our branch managers, commercial relationship managers, and treasury solutions team members are here to help you by providing the best solutions for your financial needs. Select the bank location that is most convenient for you and then email or call us to schedule an appointment. Bank Locations and Managers Business Development Treasury Solutions Commercial Relationship Managers Business Banking Relationship Managers |
Business Development
Treasury Solutions
Commercial Relationship Managers
Business Banking Relationship Managers
Commercial Lending Offices
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Cartersville2288 Cartersville Road | Cartersville, Virginia 23027 | Map It |
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Bryony Gills, VP, Retail Branch Manager | bgills@cffc.com | 804-375-9073 Bryony Gills has been with C&F Bank since 2000 and is Branch Manager of our Cartersville branch, where she is supported by a team of customer-focused professionals. She has served in various capacities and at multiple branch locations throughout her tenure with C&F Bank, starting out as a part-time teller while attending Powhatan High School and growing in her various positions from there. Bryony recognized early on that her passion was banking and in getting to know her customers and assisting them with their financial needs. Bryony is proud to call Powhatan County home, along with her husband and two children. Her interests include spending time with family and friends, enjoying the great outdoors and volunteering within her community. |
Lobby and Drive-Thru ATM Available |
Charlottesville - Downtown304 E. Main Street | Charlottesville, Virginia 22902 | Map It |
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Anthoney Hill, Retail Branch Manager | ahill@cffc.com | 434-529-3300 Anthoney has been with C&F Bank since 2017, currently the Branch Manager at Charlottesville Downtown. Anthoney, is Charlottesville native who graduated Ferrum College and Liberty University and started his banking career shortly after. Anthoney values building relationships with new businesses and customers, as well developing partnerships in the community. Anthoney, works with a great team Downtown whose goal is to help each customer achieve financial wellness. Anthoney, has many interests that include, spending time with his family and traveling, as well as coaching Youth Football, and serving on the Board of Directors for the Youth Football League. Anthoney, his wife Sierra and their daughter reside in Charlottesville and are active members in Charlottesville community. |
Lobby ATM Available |
Charlottesville - Stonefield3920 Lenox Ave | Charlottesville, VA 22901 | Map It |
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Lobby and Drive-Thru ATM Available |
Chester4820 W. Hundred Road | Chester, Virginia 23831 | Map It |
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Lee Cooper, Retail Branch Manager | lcooper@cffc.com | 804-414-1660 Lee has over 15 years of banking experience, 25 years of customer service experience, and has been with C&F Bank since 2009. Lee is passionate about building relationships with people, businesses, and non-profits. He wants to understand their financial situation and help them achieve their financial wellness. Being detail oriented, he likes to do things right the first time by giving his clients undivided attention. He takes C&F’s “Focused On You” brand very seriously. Lee attended Christopher Newport University and the Virginia Banker’s School of Bank Management at UVA’s Darden School of Business. He has lived in Chesterfield his entire life. Lee has been a Rotarian since 2014 and enjoys serving his community. He loves the beach, traveling, and spending time with his family. When not at the beach you will most likely find him at a movie theater, volunteering in the community, or at home with his wife and daughters.” |
Lobby and Drive-Thru ATM Available |
Cumberland1422 Anderson Highway | Cumberland, Virginia 23040 | Map It |
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Deborah Henshaw, VP, Retail Branch Manager | dhenshaw@cffc.com | 804-492-5100 Deborah Henshaw has been with C&F Bank since September 2016. Deborah is a graduate of the VBA School of Bank Management and has 27 years of banking experience. She has worked in various aspects of banking from retail to administration. She was away from banking for four years and has been warmly welcomed back to the community she previously served. She enjoys helping clients with their financial options and helping plan for their future. |
Lobby and Drive-Thru ATM Available |
Colonial Heights2609 Boulevard | Colonial Heights, Virginia 23834 |
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Lindsey Archer, AVP, Retail Branch Manager | larcher@cffc.com | 804-518-4004
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Lobby and Drive-Thru ATM Available |
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Hampton1927 C&F Drive | Hampton, Virginia 23666 | Map It NOTICE: This branch will be closing as of Friday, December 6, 2024We appreciate your business and look forward to seeing you at our nearest locations in Yorktown and Newport News:
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Ashley Martin, Retail Branch Manager | amartin@cffc.com | 757-951-1200 Ashley started her banking career in 2010 as a teller and has expanded her knowledge by working in various other positions in the Bank. She is passionate about helping to find creative financial solutions to benefit her customers. Ashley earned her Business Administration degree at Thomas Nelson Community College. She is active in the community and looks forward to her new position. In her free time, she enjoys traveling, trying new foods, spending time with her children and watching the Dallas Cowboys play football. |
Lobby and Drive-Thru ATM Available
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Mechanicsville7021 Mechanicsville Turnpike | Mechanicsville, Virginia 23111 | Map It |
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Toby Blatt, Retail Branch Manager | tblatt@cffccom | 804-569-9776 Toby has over 22 years of banking experience and has been in Branch Management since 2004. He started with C&F in June 2021. Toby is passionate about building relationships with consumers and small business owners. He takes his time to understand the customer’s financial situation before recommending specific products. His goal is to make sure the customer understands the products that they have and takes the C&F motto of focused on you very seriously. Toby graduated from Randolph-Macon College and the Virginia School of Bank Management held at UVA. He has lived in Mechanicsville since 2016 and is very active in the community. He volunteers with Atlee Community Church, Mechanicsville Little League, Cobb Imprint, and Hanover Youth Basketball Association. |
Lobby and Drive-Thru ATM Available |
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Middlesex2608 General Puller Highway | Saluda, Virginia 23149 | Map It |
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Kasey Law, Retail Branch Manager | klaw@cffc.com | 804-758-3641 Kasey Law has been with C&F for six years. She has her Bachelor of Science in Business Administration. Kasey started at C&F as a teller and worked her way up in the branch with the help and influence of many leaders in the bank. She has a passion of helping others and her teammates keep her going. Kasey is dedicated to learning because she never likes to settle with “good enough”. Kasey is from Middlesex county and recently moved to Mathews county in 2021. She is married with twin girls that she dedicates her life to! In her free time, she loves to spend time with her family and dogs on their boat. |
Lobby and Drive-Thru ATM Available |
Midlothian-Alverser1400 Alverser Drive | Midlothian, Virginia 23113 | Map It |
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Patrick Lowry, Retail Branch Manager | plowry@cffc.com | 804-378-0332 Patrick Lowry has been with C&F Bank since 2017, and works with a great team of experienced professionals at our Alverser branch. A graduate of Virginia Commonwealth University's School of Business, he has worked in a number of different capacities throughout his years of banking experience. Customers often mention how Patrick genuinely cares about what is best for them and their goals. His goal is to save you money, time and to provide you with an enjoyable banking experience. Patrick has a great number of interests but at the top of the list are his love for faith, family and friends, sports, beer and anything outdoors. Patrick, his wife Katie and their two sons love Richmond and look forward to making a positive difference in the community for years to come. |
Lobby and Drive-Thru ATM Available |
Midlothian-Brandermill13200 Hull Street Road | Midlothian, Virginia 23112 | Map It |
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Ryan Koehne, Retail Branch Manager | rkoehne@cffc.com | 804-744-1784 Ryan is the Branch Manager at the C&F Brandermill location. He came to C&F Bank in March of 2023. Ryan has his Bachelor of Science with concentration in Marketing from VCU and has been in banking since 2011. He enjoys being involved in the community by teaching Financial Literacy through Junior Achievement and coaching Youth Basketball. Ryan resides in Midlothian with his wife and three children. |
Lobby and Drive-Thru ATM Available |
Midlothian-Midlothian Turnpike13200 Midlothian Turnpike | Midlothian, Virginia 23113 | Map It |
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Lobby and Drive-Thru ATM Available |
Newport News-City Center698 Town Center Drive | Newport News, Virginia 23606 | Map It |
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Bryce Burgner, Retail Branch Manager | bburgner@cffc.com | 757-596-4775 Bryce Burgner has been with C&F Bank since 2016 and is currently Bank Officer, Retail Branch Manager of the City Center branch. He started his career at a young age as a Service Representative. Unknowing of where his career would take him, Bryce decided to learn all that he could related to retail banking. After working under his own mentor, he found a passion for leadership and team building. He strives to build long-lasting customer relationships and continues to work towards their financial success. Bryce currently lives in Newport News, Virginia with his wife Brittany and together they have one son named Enzo. Away from work, Bryce and his family enjoy their time at the beach or watching college football. |
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Norge7534 Richmond Road | Williamsburg, Virginia 23188 | Map It |
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Lobby and Drive-Thru ATM Available |
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Powhatan2351 Anderson Highway | Powhatan, Virginia 23139 | Map It |
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Eric Baboorian, Assistant VP, Retail Branch Manager | ebaboorian@cffc.com | 804-403-2070 Eric Baboorian has been with C&F Bank since December 2021 serving as Assistant Vice President and Branch Manager at the Powhatan office. Having worked for a community bank in the 6 years prior to joining C&F, Eric knows exactly what level of service and care each customer deserves. He is focused on finding solutions for his clients to help them meet their unique financial goals. As a Chesterfield native, Eric is truly passionate about seeing the community succeed. He loves partnering with local businesses, schools, and associations around the area. In his free time, Eric enjoys spending quality time with his wife Robin, as well as hiking, exercising, and watching sports.
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Lobby and Drive-Thru Saturday: 9 a.m. - noon ATM Available |
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Providence Forge3501 N. Courthouse Road | Providence Forge, Virginia 23140 | Map It |
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Christina Hockaday, Retail Branch Manager| chockaday@cffc.com | 804-966-2264 Christina Hockaday has been with C&F Bank since 2012, starting as a Professional Teller and spending four years as a Consumer Underwriter. Christina’s extensive knowledge of loans and lending, positions her as a great asset for the Bank as well as her customers. She knows the loan process and what product will work for the customer and the Bank, getting the best possible outcome. Her passion is helping customers whether it be ordering a box of checks or doing a full budget plan. Christina lives the “Focused on You” brand as you can find her spending many days and weekends volunteering in the New Kent community. Christina is a New Kent High School graduate and still resides in Quinton today with her husband, two children, and two dogs. She loves spending her time off at home with her family playing outside or spending time on the water. Christina loves gardening, cooking, and relaxing! |
Lobby and Drive-Thru ATM Available |
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Quinton2580 New Kent Highway | Quinton, Virginia 23141 | Map It |
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Jessica Hoskins, Retail Branch Manager | jhoskins@cffc.com | 804-932-4383 Jessica Hoskins first moved to Virginia in 2009 after graduating with a bachelor’s degree in Finance from University of West Georgia. She, alongside her customer-focused team, are motivated to serve their community. Over the past 9 years, Jessica has worked with clients to help them discover their goals and manage their financial wellness. With life ever changing, Jessica understands that building trust and long, lasting relationships are essential for success both personally and professionally. Jessica lives in Richmond with her husband and their two children. When Jessica is not working, she is spending time with her family in the city she loves. |
Lobby and Drive-Thru Saturday: 9 a.m. - noon ATM Available |
Richmond-Commercial Lending4701 Cox Road, Suite 160 | Glen Allen, Virginia 23060 | Map It |
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There are no tellers at this location for check cashing. |
Lobby Hours |
Richmond-Patterson12308 Patterson Avenue | Richmond, Virginia 23238 | Map It |
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DD Bascom, Retail Assistant Branch Manager I | dbascom@cffc.com | 804-672-4077 Originally from Northern Virginia, DD fell in love with the river city area nearly 20 years ago. Her professional experience is rooted in customer service, so the "Focused on You" approach seemed a natural fit when she joined the team at C&F Bank in the summer of 2018. DD now leads the team at our Patterson branch but says that her greatest adventure to date remains parenting her three children. She also enjoys spending time with her large family, visiting the family farm in Ohio, camping, gardening, and writing. She is deeply committed to supporting the community and actively participates through volunteer work for local non-profits. DD seeks opportunities to collaborate and connect for the greater good. |
Lobby and Drive-Thru ATM Available |
Richmond-Varina2651 New Market Road | Henrico, Virginia 23231 | Map It |
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Stephen Cowan, Assistant VP, Retail Branch Manager| scowan@cffc.com | 804-795-7000 Stephen Cowan is the Assistant Vice President and Branch Manager of the Varina office. A native from Atlanta, he has lived in Richmond since 2013. Stephen is passionate about building relationships with consumers and small business owners. He takes his time to understand the customer’s financial situation before recommending specific products. His goal is to make sure the customer understands the products that they have. With five years experience as a financial advisor in Atlanta, he has helped customers create goals, and budgets with regular reviews to guide his clients to reach their financial goals. As an avid outdoorsman with a large family, Stephen loves to spend his time hiking/backpacking, and with his five children. He and his partner Erin love to travel and visit all of the National Parks. |
Lobby and Drive-Thru Saturday: 9 a.m. - noon ATM Available |
Richmond-Wellesley3490 Lauderdale Drive | Henrico, Virginia 23233 | Map It |
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Cher'rie Wood, VP Branch Manager II | cwood@cffc.com | 804-364-6200 Cher'rie is the branch manager at the Wellesley Branch. She has 15 years of banking experience in numerous departments such as, Fraud Investigator, Fraud Manager for risk mitigation, HR Manager, and Operations Manager. Cher’rie is involved with the Powhatan Community Church, Pocahontas Elementary School, Sports Backers, and Culture Works. In her free time, she enjoys family trips, daily walks with the pup, reading, and cheering on the kiddos at their events. |
Lobby and Drive-Thru ATM Available |
Richmond-West Broad8001 West Broad Street | Henrico, Virginia 23294 | Map It |
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David Outten, Retail Branch Manager | doutten@cffc.com | 804-290-0402 David Outten joined C&F Bank in August 2022 as Branch Manager. He graduated with a Bachelor of Arts Degree in Political Science from Christopher Newport University. David has a passion for helping others and strives to make a difference for each customer and person he comes across. He is eager to help anyone who stops by the branch! |
Lobby and Drive-Thru ATM Available |
Sandston100 E. Williamsburg Road | Sandston, Virginia 23150 | Map It |
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Krishna Smith, Retail Branch Manager | ksmith@cffc.com | 804-737-7005 Krishna has been with C&F Bank since 2023, currently the Branch Manager at Sandston. She is a member of Fresh Start for Single Moms, American Legion (Post 175), and the Autism Society of Central VA. Krishna is eager to serve the Sandston community and help each customer achieve their financial goals. |
Lobby and Drive-Thru ATM Available |
Toano-Customer Support & Operations Office3600 La Grange Parkway | Toano, Virginia 23168 | Map It |
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There are no tellers at this location for check cashing. |
Office Hours Customer Support Hours |
West Point-14th Street415-14th St. | West Point, Virginia 23181 | Map It |
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Bethany Bajsert, VP, Retail Branch Manager | bbajsert@cffc.com | 804-843-2708 Vice President and Branch Manager for the West Point branch; Bethany began her banking career at C&F Bank in 2010 and has worked in the customer service industry for over 23 years. Bethany is a graduate of Virginia Bankers Association’s ‘Virginia Bankers School of Management’ at UVA, class of 2018. Her career's focal point has been to lead and develop team members that offer expert level banking partnerships to all C&F customers and future customers. Bethany really values ambition and kindness in people; raising her three children to share those values while they dream big and achieve their goals. |
Lobby and Drive-Thru Saturday: 9 a.m. - noon ATM Available |
West Point-Main Street802 Main Street | West Point, Virginia 23181 | Map It |
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Bethany Bajsert, VP, Retail Branch Manager | bbajsert@cffc.com | 804-843-7001 Bethany Bajsert is Assistant Vice President and Branch Manager for the 14th Street and Main Street branches at C&F Bank. The Main Street branch serves as the bank's main office. Bethany began her career with C&F bank in 2010. Offering banking expertise with a real and understandable approach, she recognizes that every individual, family and business has a need for a reliable banking partner. Her customers frequently compliment her warmth and care for others. Bethany is committed to education and is a graduate of the Virginia Bankers School of Bank Management at UVA. She is also studying at Liberty University in pursuit of her BSBM with a concentration in finance. Bethany serves on the Board of Directors for Parent Child Development Corporation, a non-profit organization in the Middle Peninsula area that offers services involving early childhood development and family support. Married and mom to three, she enjoys traveling, day trips on the weekends, watching football, and introducing her kids to new experiences. |
Lobby Hours |
Williamsburg-Jamestown Road1167 Jamestown Road | Williamsburg, Virginia 23185 | Map It |
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Trittie Mountcastle, Retail Branch Manager | tmountcastle@cffc.com | 757-220-3293 Trittie Mountcastle is the Assistant Vice President and Branch Manager at our Jamestown Road office. Her banking career started with C&F Bank in October 2004. Over the past 15 years, she has built and deepened strong, long lasting relationships with customers and her teammates. She is passionate about taking care of her customers ensuring they reach their personal financial goals. She positions herself and the bank to be the top of mind for her customers through proactively reaching out to them and expanding her referral network. She is a well-known and dedicated member of the Williamsburg community. She has been a part of Williamsburg Area Meals on Wheels and enjoys volunteering at The Greater Arc of Williamsburg. Trittie is devoted to advancing her career with C&F Bank and will be a graduate of Virginia Bankers School of Bank Management at UVA in 2020. Trittie enjoys spending time with her family and friends and traveling to the Outer Banks. |
Lobby and Drive-Thru ATM Available |
Williamsburg-Longhill Road4780 Longhill Road | Williamsburg, Virginia 23188 | Map It |
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Beth Hodges, Retail Branch Manager | bhodges@cffc.com | 757-565-0593 Beth Hodges joined C&F Bank in August 2016 as Branch Manager and Loan Officer. She brings 32 years banking experience in positions from teller, manager and loan officer. The best part of the job is meeting new people and building relationships with her clients. There is no better feeling then helping someone achieve their dreams or finding a solution to financial issues to get them back on track for success. |
Lobby and Drive-Thru ATM Available |
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Yorktown-Kiln Creek2800 G.W. Memorial Highway | Yorktown, Virginia 23693 | Map It |
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Lobby and Drive-Thru ATM Available |
Montross15960 Kings Highway | Montross, Virginia 22520 | Map It |
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Heather Brann, Assistant Vice President, Retail Branch Manager | hbrrann@cffc.com | 804-493-8032 Heather has more than 15 years of banking experience, most recently with United Bank in Tappahannock. She has a true passion for helping the community and is involved with local civic groups, including a board position for The Haven Shelter in Warsaw. Heather enjoys supporting community events to help local businesses and she’s equally committed to helping customers achieve their financial goals. A resident of Callao in Westmoreland County, she is excited to become an even more integral part of the community. |
Lobby and Drive-Thru ATM Available |
Warsaw4593 Richmond Road | Warsaw, Virginia 22572 | Map It |
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Rebecca Hubert, Retail Branch Manager | rhubert@cffc.com | 804-333-3500 Rebecca has worked in the banking field for more than 25 years after receiving a degree in Math and Economics from Sweet Briar College. Prior to coming to C&F Bank, she worked at Peoples Community Bank for 3 years serving as the Branch Manager of the Warsaw location. She is currently still serving as Branch Manager in Warsaw, where she is focused on serving her customers. She enjoys giving back to the Warsaw community where she serves on the Town of Warsaw Council. She is the proud mom to Marshall and Bergen, loves sports (Wahoo Wa) and her pups! |
Lobby and Drive-Thru ATM Available |
Fredericksburg402 William Street | Fredericksburg, Virginia 22401 | Map It |
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Michael Yuhasz, AVP, Retail Financial Center Manager | myuhasz@cffc.com l 540-736-1322 Michael Yuhasz joined the C&F Team in 2021 and will serve as Branch Manager, Assistant Vice President for our Downtown Fredericksburg Financial Center. He brings over his 22 years of banking experience, serving the communities in Spotsylvania, Fredericksburg and Stafford. “Mike” Michael’s most recent employer was PNC Bank in addition to Bank of America, First Market Bank and Union Bank and Trust. Mike brings a customer first focus to C&F Bank providing “real” advice “real” solutions to his customers, winning several customer focused awards throughout his career. He even once completed a loan closing on Easter Sunday because there was a delay in the closing package and the customer would be going out of town, his only thought, “It was the right thing to do for the customer.” Mike has a passion for people in his community and helping them improve their financial well-being. Stop in and see him today!
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Lobby ATM Available |
Stafford175 Kings Highway | Fredericksburg, Virginia 22405 | Map It |
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Lisa Cox, Retail Branch Manager| lcox@cffc.com | 540-371-6889 Lisa joined C&F Bank in August 2022 as Branch Manager. Lisa graduated from Indiana State University and has over 18 years of banking experience. Lisa has a passion for helping others and strives to make a difference for each customer she comes across. She is eager to help anyone who stops by the branch! In her free time she loves exploring the Fredericksburg region and spending time with her children and grandchildren. |
Lobby and Drive-Thru ATM Available |
King George8065 Kings Highway | King George, Virginia 22485 | Map It |
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Melissa Kowall, Retail Branch Manager | mkowall@cffc.com | 540-775-2914 Melissa Kowall has over 24 years of experience in customer service, with the last 16 years being in banking. She began her banking career in Upstate NY and moved to Virginia in 2012, where she started working for Peoples Community Bank, which later merged with C&F Bank. Melissa is passionate about helping customers achieve their financial goals, such as debt consolidation, purchasing their first home, and more. In her spare time, she enjoys spending time with her family and traveling. |
Lobby and Drive-Thru ATM Available |
Dahlgren5082 James Madison Parkway | King George, VA 22485 | Map It |
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Stephanie Burch, Retail Team Leader and Branch Manager | sburch@cffc.com | 540-644-9706 Stephanie Burch has been with the Bank since 2006. She graduated at the Virginia Bankers School of Bank Management held at the University of Virginia in 2014. She started as a teller and worked in many areas of the bank gaining knowledge and experience that she is now able to pass on to staff and clients. In her current position of a manager she works with an amazing team of professionals at our King George and Dahlgren locations. Clients enjoy stopping in her office to say hi, check in and express their appreciation. She goes the extra mile to make sure her team and customers have what they need to ensure financial wellness and success. Stephanie enjoys spending time with her family in her free time. They spend the majority of their time outside, on the water, or going for walks. |
Lobby and Drive-Thru ATM Available |
Richmond - Downtown301 S 10th Street | Richmond, VA 23219 | Map It |
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Lobby ATM Available |
Mark Eggleston,
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William Krebs,
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Amanda Litchfield,
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Tracy Pendleton,
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Matt Ohlschlager,
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Arnold Blackmon,
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Mike Gasiorowski,
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Tim Jones, Vice President, Relationship ManagerGreater Richmond Metro | tjones@cffc.com | 804-955-4711 Tim Jones is Vice President and Commercial Relationship Manager with C&F Bank. He specializes in banking relationships with residential homebuilders and developers, as well as commercial investment property managers and developers. Tim joined the C&F team in 2010, where he started his banking career in commercial credit underwriting and portfolio management, with a focus on real estate lending. He has a strong attention for detail and works hard to build productive relationships with his clients. He is also an associate member of the Homebuilding Association of Richmond. Tim resides in Richmond with his wife, Diana, and daughter, Madeline, and is a graduate of Virginia Tech, where he earned his bachelor’s degree in management. Outside of work, Tim enjoys traveling, playing golf, going to live music shows, and spending time with family and friends. |
Walter Cart,
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Keith Gillespie,
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Scott C. Waskey, CFP®, CTP
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Brad Bonney,
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Philip Hager,
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David A. Howard,
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Lou Farina,
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Jeff James,
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Ben Hall,
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Dave Herold,
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Tanya Battle,
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Charlottesville Commercial Lending304 E. Main Street | Charlottesville, Virginia 22902 | Map It |
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Downtown Richmond Commercial Lending301 S 10th Street | Richmond, VA 23219 | Map It |
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Lobby Hours |
Williamsburg Commercial Lending5208 Monticello Ave. | Williamsburg, Virginia 23188 | Map It |
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There are no tellers at this location for check cashing. |
Lobby Hours |
Fredericksburg Commercial Lending402 William Street | Fredericksburg, Virginia 22401 | Map It |
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Lobby Hours |
Christopher Spillare,
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Molly Crawford
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Lauren Radabaugh,
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Mary Moniz,
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Jennifer Willner,
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Paula Dean,
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Rebecca Hardin,
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Bobbie Washington,
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Renee Cokes,
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Linda Bartgis,
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Anje Chandler,
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