Fraud Reminder: Impersonation scams are on the rise. For more information on why banks never ask that, click to learn more. Learn More
Skip to Content
Close Icon

Construction Loans

If you are planning to build a home, the C&F team can help you navigate the entire process.

Looking to build your dream home?

  • Primary residence or second home
  • Competitive interest rates and fees
  • Purchase your lot at closing or use existing lot as equity
  • Interest-only payments due during construction
  • C&F offers a team of dedicated construction specialists
  • Once construction is complete, our C&F Mortgage partners will assist with low-cost permanent mortgage options
Apply for a Construction Only Loan Apply for a Construction-to-Permanent Loan

Contact Us to Learn More  Open Our Client Construction Guide  Builder Authorization Form

All our construction loans come packed with these standard features:

  • Competitive interest rates and terms

  • A variety of financing options to choose from (all subject to credit approval)

  • Streamlined application process

  • Convenient loan management through Online and Mobile Banking

Helpful Resources

Banking Resources

See all resources
Protect Your Business & Stay Ahead of Fraud
Fraud Awareness

Protect Your Business & Stay Ahead of Fraud

C&F Bank fraud defense experts share how modern fraud targets businesses and how to stop it. Watch the Business Security Essentials webinar to learn why...

Read more about this
Jr. Achievement
Financial Education

Financial Literacy Month: Why Investing in Students...

At C&F Bank, giving back means showing up with purpose. Discover how our partnership with Junior Achievement of Central Virginia helps students build essential...

Read more about this
Check Fraud
Fraud Awareness

Are Your Checks an Easy Target?

Check fraud is a costly risk for yourself and your businesses. Learn how to protect yourself and your business from fraud with C&F Bank's advanced detection...

Read more about this
 

We're happy to help

Customer Support

lost or stolen card

Notify us if you believe your card is lost or stolen.

Can't find your card?

online issues

Contact our customer service team for assistance with Online Banking.

Get support

locations & hours

Find your nearest C&F Bank location.

Find an open location

fraud prevention

Protect yourself against becoming a victim of fraud.

Stay informed

talk to us

Provide your feedback! We would love to hear about your experiences with C&F!

Your feedback matters
You are now leaving Citizens and Farmers Bank
Continue