Our promise
We promise to focus on the needs and goals of those around us, because when they succeed, we all succeed.
Core Values
friendliness
We serve our communities and those around us as any good friend would—with understanding, honesty, and genuine care.
ownership
We take pride in our business, in the services we provide, and in our responsiveness, which is why we hold ourselves and one another up to the highest standards.
collaboration
When we work together, we work better. Collaborating with one another brings together our diverse strengths and makes us all more successful.
understanding
We listen to others because their needs and goals matter, enabling us to help them find success.
security
We’re committed to protecting the information and financial assets of our customers and teammates, because they deserve a sense of security.
ABOUT C&F Bank
History
Our bank was founded 90 years ago on the simple truth that if you pay attention to people and to the community, you can make a difference. That remains our mentality to this day.
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C&F Gives Back
We believe that a strong community benefits everyone. That’s why C&F has been highly committed to the communities we serve with our time, our talent and our treasure.
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Business Contact Information
Investor Relations
C&F Financial Corporation, established in 1994, owns Citizens and Farmers Bank (C&F Bank), serving communities since 1927. With subsidiaries like C&F Mortgage Corporation and C&F Finance Company, we offer comprehensive financial services across multiple states. Discover more about our rich history and innovative services by visiting our investors page.
Helpful Resources
Banking Resources
Protect Your Business & Stay Ahead of Fraud
C&F Bank fraud defense experts share how modern fraud targets businesses and how to stop it. Watch the Business Security Essentials webinar to learn why...
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Financial Literacy Month: Why Investing in Students...
At C&F Bank, giving back means showing up with purpose. Discover how our partnership with Junior Achievement of Central Virginia helps students build essential...
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Are Your Checks an Easy Target?
Check fraud is a costly risk for yourself and your businesses. Learn how to protect yourself and your business from fraud with C&F Bank's advanced detection...
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Upcoming Events
Fort Clifton Festival
Bring the whole family to the Fort Clifton Festival! C&F Bank is proud to sponsor this fun‑filled community event packed with history, entertainment, and activities for all ages.
Saturday, May 9 - Sunday, May 10
Link to Event
Understanding Personal Credit
Your personal credit plays a bigger role in your business success than you might think. Join us for a Lunch & Learn to break down credit scores, reports, and why lenders care. You’ll walk away with practical tips to protect, build, and maintain strong credit that supports your business goals. Attend in person or hop on Zoom!
Tuesday, May 19
Link to Event
about c&F bank
Discover a Career at C&F Bank
C&F Bank is always looking for qualified, dedicated individuals who share our passion for serving our customers. If you are interested in joining our team, please click the button below to view our current open positions.
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